Executive Management

Masaud Mahmoud Jowhar Hayat

Chief Executive Officer, Banking

Mr Hayat joined KIPCO as CEO, Banking in 2010. He has served the KIPCO Group in a number of key positions since 1997 and has extensive experience in the region’s commercial, investment banking and asset management sectors for 40 years. He is responsible for the development and supervision of KIPCO’s banking and financial services businesses. Mr Hayat is Chairman of United Gulf Bank, Syria Gulf Bank and Tunis International Bank, and Vice Chairman of Gulf Bank Algeria, Bank of Baghdad and Royal Capital Company. He is a Board Director of North Africa Holding Company and is a Board Member of Jordan Kuwait Bank and KAMCO. Mr Hayat has an Economics degree from Kuwait University and High Diploma in Banking Studies from the Institute of Banking Studies, Kuwait. He also attended the International Institute for Management Development in Geneva, the Advanced Management Program at Wharton Business School and the John F. Kennedy School of Government at Harvard University in Executive Management Program.

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